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| EGHS Y. Mellard |
Wednesday, November 10, 2010
Wednesday, November 3, 2010
A google voice call me widget
This uses google voice. you enter your name and number and select if you want to keep your number private.
when you connect google voice will call you back and call me too, keeping my google voice number private, then connect us.
Tuesday, October 12, 2010
What Does AT&T stand for?
Give up?
It doesn't stand for American Telephone and Telegraph anymore.
It stands for Absent Tech & Training
As a result of AT&T's absolute lack of Technical knowledge and Training of its personal, my effort to move my service has been very exposing to me regarding the inability of AT&T to handle it's own phone service or any of its phone features. Further more I've heard from numerous individuals that it doesn't know how to install and get running the U-verse service it sells, and personally I know its own customer support personnel doesn't know how to use the very internet services it sells.
In short, I don't know what happened to AT&T in the breakup and re-merge, but its resulted in complete incompetence across the board as there is no way that I could have communicated with so many real people who certainly know how to apologize but cannot actually accomplish anything. Their automated system is more a scape goat for there incompetence than its is useful to the consumer.
For 11 days others were able to leave a voice mail for me that I could not access and will likely never know what all message were left for me those days.
During this time of my move I, being without a phone and AT&T inability to assist, decided to try a Magicjack.
Within 45 minutes of purchasing one I was up with a phone, voice mail and more. And though I had echo problems, I solved that. So now I have free local and US/Canada Long Distance (International with others who have a Magicjack or low rates) for a first year @ $42 and additional years for $19.95 or less per year. And its mobile to, as all I need is a reasonably fast internet connection where ever I am. Or so far it seems to work whether I'm at home or work. And will hopefully solve the going to Florida trips and AT&T go-phone re-activating problems/costs.
So I have AT&T dsl only and that's only because I have established email addresses that I need time to move incoming, before I save myself another $20 a month when I finally drop that for better and less expensive internet.
It doesn't stand for American Telephone and Telegraph anymore.
It stands for Absent Tech & Training
As a result of AT&T's absolute lack of Technical knowledge and Training of its personal, my effort to move my service has been very exposing to me regarding the inability of AT&T to handle it's own phone service or any of its phone features. Further more I've heard from numerous individuals that it doesn't know how to install and get running the U-verse service it sells, and personally I know its own customer support personnel doesn't know how to use the very internet services it sells.
In short, I don't know what happened to AT&T in the breakup and re-merge, but its resulted in complete incompetence across the board as there is no way that I could have communicated with so many real people who certainly know how to apologize but cannot actually accomplish anything. Their automated system is more a scape goat for there incompetence than its is useful to the consumer.
For 11 days others were able to leave a voice mail for me that I could not access and will likely never know what all message were left for me those days.
During this time of my move I, being without a phone and AT&T inability to assist, decided to try a Magicjack.
Within 45 minutes of purchasing one I was up with a phone, voice mail and more. And though I had echo problems, I solved that. So now I have free local and US/Canada Long Distance (International with others who have a Magicjack or low rates) for a first year @ $42 and additional years for $19.95 or less per year. And its mobile to, as all I need is a reasonably fast internet connection where ever I am. Or so far it seems to work whether I'm at home or work. And will hopefully solve the going to Florida trips and AT&T go-phone re-activating problems/costs.
So I have AT&T dsl only and that's only because I have established email addresses that I need time to move incoming, before I save myself another $20 a month when I finally drop that for better and less expensive internet.
Saturday, August 7, 2010
Sunday, August 1, 2010
Saturday, April 10, 2010
Reverse Mortgage scam "Financial Freedom"
My mother had a reverse mortgage from Financial Freedom.
She died and I bought out my siblings share and payed off the reverse mortgage.
The bank "Riverside National Bank" provided me the loan to do this, however they overpaid the payoff amount.
Financial Freedom wrote a refund check for the overpayment amount but to "the estate of..." my mother.
There never was an account "the estate of..." as my sister (the executor of the estate) and mother set up a joint bank account for this eventual demise.
Financial Freedom provided enough info. for the bank to know exactly what the amount was, but they did not provide or request anything as to what to do with possible overpayment funds.
Since I had no prior dealings with FF and Riverside National is not associated to my mother in any way, the refund should have been made out to myself, and it was my address that FF sent the refund check to.
But I cannot cash it due to how it is written out and the amount is not large enough to go through the trouble getting my sister to set up an account just to cash it. The joint account was closed before I received the check. FF wrote the check out to an unverified account name.
FF first said they did it this way due HUD regulations but no one including HUD can tell me (document) what that regulation is.
FF then said its their policy, but I have asked for documentation on both HUD regulation and FF policy. But I'm not getting it.
FF persist with lying to me.
So I am paying interest to the bank Riverside National passed the loan off to, Bank of America, for an amount I do not get the benefit of.
This is really all very clear cut and FF has all the documentation they need to properly write the check out.
I consider this matter an act of intentional theft and interest abuse by Financial Freedom.
And if they have done this to me, how many others have they pulled this crap on?
Complaints Board post 1
Complaints Board post 2
Complaints Board post 3
a search on Complaints Board for reverse mortgage
Consumer Reports
old but relevant on history of Financial Freedom
more government support for scamming?
Under government scrutiny?
Playing the shell shuffle game.
See the first comment at this site.
Filed a complaint with the FTC
She died and I bought out my siblings share and payed off the reverse mortgage.
The bank "Riverside National Bank" provided me the loan to do this, however they overpaid the payoff amount.
Financial Freedom wrote a refund check for the overpayment amount but to "the estate of..." my mother.
There never was an account "the estate of..." as my sister (the executor of the estate) and mother set up a joint bank account for this eventual demise.
Financial Freedom provided enough info. for the bank to know exactly what the amount was, but they did not provide or request anything as to what to do with possible overpayment funds.
Since I had no prior dealings with FF and Riverside National is not associated to my mother in any way, the refund should have been made out to myself, and it was my address that FF sent the refund check to.
But I cannot cash it due to how it is written out and the amount is not large enough to go through the trouble getting my sister to set up an account just to cash it. The joint account was closed before I received the check. FF wrote the check out to an unverified account name.
FF first said they did it this way due HUD regulations but no one including HUD can tell me (document) what that regulation is.
FF then said its their policy, but I have asked for documentation on both HUD regulation and FF policy. But I'm not getting it.
FF persist with lying to me.
So I am paying interest to the bank Riverside National passed the loan off to, Bank of America, for an amount I do not get the benefit of.
This is really all very clear cut and FF has all the documentation they need to properly write the check out.
I consider this matter an act of intentional theft and interest abuse by Financial Freedom.
And if they have done this to me, how many others have they pulled this crap on?
Complaints Board post 1
Complaints Board post 2
Complaints Board post 3
a search on Complaints Board for reverse mortgage
Consumer Reports
old but relevant on history of Financial Freedom
more government support for scamming?
Under government scrutiny?
Playing the shell shuffle game.
See the first comment at this site.
Filed a complaint with the FTC
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